26" Royce Union RTT Womens 21-Speed Mountain Bike, 15" Aluminum Frame, Trigger Shift, Sky Blue

Best Women’s Mountain Bike Under 200

by Kimberly S. - Last Updated: October 5, 2018

If you are a newbie to the sport of mountain biking or simply on a thrifty budget do not despair because there are some very nice women’s mountain bikes for under 200. Any of the bikes listed here will give you a feel for the sport without breaking the bank. They also have a lot of the perks of their more expensive counterparts so you can effortlessly hit the singletrack and backcountry trails. If you are shopping for a mountain bike, then you will definitely want to read about these affordable rides. 

I’m a mountain bike enthusiast and I have noticed that with the sport’s increased popularity the price of nice bikes has become more affordable. In the early days, mountain bikes were very expensive, but now you can pick one of the best women’s mountain bikes for under 200. Any of the bikes listed here would be a great choice for anyone wanting to experience the thrill of riding across a bumpy trail through the pristine wilderness.

If you are a seeking an affordable mountain bike with all of the perks then I suggest you consider the 26″ Royce Union RTT Women’s  Mountain Bike. An Amazon exclusive, this bike has almost all of the perks of its more expensive counterparts.

Top Pick: 26″ Royce Union RTT Womens 21-Speed Mountain Bike, 15″ Aluminum Frame, Trigger Shift, Sky Blue

The 26″ Royce Union RTT Womens 21-Speed Mountain Bike, 15″ Aluminum Frame, Trigger Shift, Sky Blue features lightweight aluminum frame construction. The aluminum makes this bike very durable and more than capable of handling any trail with ease. A shining silver, the frame has been glossed with an overcoat.

The Shimano EZ Fire Plus Trigger and TY 300 rear indexed derailleur deliver 21 speed. With the trigger, you can easily shift to climb even the steepest trails. Undeniably, the speeds of this bike shift with a smooth trigger action. You control the trigger using your index finger. The Shimano drivetrain provides highly efficient performance when riding even extreme singletrack. The tires of the 26″ Royce Union RTT Womens 21-Speed Mountain Bike are very knobby so they effortlessly dig into the soil for firm traction. Furthermore, the lightweight alloy linear pull brakes on the machined alloy wheel rims provide excellent stopping power.

The 26″ Royce Union RTT Womens 21-Speed Mountain Bike, 15″ Aluminum Frame, Trigger Shift, Sky Blue arrives 90 percent assembled. Within the package, you will find all of the tools required to complete assembly so you can quickly hit the trail.

This design of the 26″ Royce Union RTT Womens 21-Speed Mountain Bike allows upright riding. Undoubtedly, your back and shoulders will benefit from the upright riding position. The saddle offers a nice ratio of padding to absorb the bumps of the trail. The side of the saddle is held together with quality side stitching. You can effortlessly adjust the height of the saddle even if you are on the trail. The black ZOOM suspension fork further absorbs the rough trail to create a smoother riding experience.

Runner-Up: Huffy 26 Inch Women’s Trail Runner Mountain Bike Dual Suspension Frame and Suspension Fork, Black

The Huffy 26 Inch Women’s Trail Runner Mountain Bike Dual Suspension Frame and Suspension Fork, Black features a dual suspension frame and fork. The Shimano derailleur is another added perk that enables you to ride even hardcore trails with ease. The Krayton grips offer even more comfort. The bike’s alloy linear pull brakes afford you the stopping power you need when maneuvering a descent. The three-piece crank offers even great performance ability.

The tires on the Huffy 26 Inch Women’s Trail Runner Mountain Bike Dual Suspension Frame and Suspension Fork, Black have the superior rugged durability to grip the trail’s surface. The rims are alloy so you can rest assured they will perform well.

The Huffy 26 Inch Women’s Trail Runner Mountain Bike Dual Suspension Frame and Suspension Fork, Black comes with an 18-speed index shifter. The shifter integrates with the Shimano rear derailleur. ATB rein pedals let your feet grip the surface for optimum control.

A Great Mountain Bike Choice: Mongoose 26 inch Excursion Durable Steel Frame Ladies Mountain Bike with Shimano Rear Derailleur- Black/Teal

The Mongoose 26 inch Excursion Durable Steel Frame Ladies Mountain Bike with Shimano Rear Derailleur- Black/Teal does not disappoint. It comes with 21-speed twist shifters with a nice Shimano rear derailleur to allow you to explore a variety of trail conditions. When riding, this bike zooms across the trails or slows to a self-assured crawl. Without a doubt, the bike’s gears let you pick and choose what works best for the trail ahead. The bike’s steel frame offers the durability that you would expect from the Mongoose name. It’s superior design sets this bike apart from other mountain bikes. Undeniably, this bike was designed to last and stands up nicely against other similar bikes in this price range.  

The brakes on the Mongoose 26 inch Excursion Durable Steel Frame Ladies Mountain Bike with Shimano Rear Derailleur- Black/Teal are front and rear. The knobby surface of the tires grips the road for a safe ride. The alloy rims lighten the bike to create better handling.

Additional Mountain Bike Choice: Pacific Women’s Stratus Mountain Bike, Blue, 26-Inch

The Pacific Women’s Stratus Mountain Bike, Blue, 26-Inch has been designed with a woman’s frame in mind. The steel low standover design of the frame creates nice geometry that provides the rider with optimum control. The 15-speed Torgue drive allows you to choose which gear you require. The thumb shifters offer quickly shifting. Furthermore, the rear derailleur of the bike enables even more effortless shifting so conquering the trail becomes a breeze.

The Pacific Women’s Stratus Mountain Bike, Blue, 26-Inch comes equipped with steel caliper brakes to quickly stop safe riding.  The one-piece mountain crank is another nice feature on this bike. The crank offers a wide gear range which most mountain bike enthusiasts consider an asset when riding on extreme trails.

Also for Consideration: Polaris Ladies 600RR Mountain Bike (Blue/White, 26 X 18-Inch)

The Polaris Ladies 600RR Mountain Bike (Blue/White, 26 X 18-Inch) has an 18-inch steel frame for added durability and performance. The bike features 21 speeds that are controlled with Revo Twist Shifters. With a flick of your wrist, you can quickly choose which gear works best for the trail ahead. The Shimano Tourney rear derailleur only ads to the bike’s handling ability.

Another quick release front wheel lets you easily transport the Polaris Ladies 600RR Mountain Bike (Blue/White, 26 X 18-Inch) on a variety of bike trailers. The Quick release seat adjusts to your height requirements so you can attain the perfect ride.

The Polaris Ladies 600RR Mountain Bike (Blue/White, 26 X 18-Inch) is a great bike for anyone on a budget who is looking for one of the best women’s mountain bikes under 200.

Mountain Bike Budget Considerations

As with any sport, if you are a newbie then you will not want to make a sizable financial investment until you know if you enjoy the activity. Mountain biking is not for everyone. On the trail, you may encounter extreme riding conditions as a result of the terrain, the weather, or Mother Nature. Some people do not enjoy the known of a backcountry singletrack trail. The only way to find out if the sport is a good fit for you is to give it a try, which means purchasing an affordable mountain bike that fits all of your needs.

Nowadays, there are many mountain bikes available that are inexpensive to purchase but still designed with superior construction components. No matter what your budget, you should consider if the bike has a reliable frame, durable suspension, acceptable gears to meet your needs, and strong wheels with tough rubber.  

Tips for Buying an Affordable Mountain Bike

When buying an affordable mountain bike there are several things to consider:

  • Budget: The above mountain bike choices are all priced below $200. Nowadays, there is no reason to spend an excessive amount of money on a mountain bike, especially when new to the sport. The amount of money that you save on the bike’s purchase can be used to buy accessories or safety gear such as helmets, gloves, or goggles.
  • Materials: Mountain bikes hit the trail hard so they must have a durable construction. The above bike choices have all been manufactured from materials that will stand up to the trail. Ideally, the bike should feel solid and firm.
  • Gears or Shifts: Mountain bikes have trigger shifters, thumb shifters, paddle shifters, and twist shifters. All work well, so you will need to decide which style functions the best for your physique. Many riders prefer one over the other.
  • Wheels: Rugged, knobby tires and firm wheels make traversing even extreme trails easier. The above bikes all have strong wheels and superior tires for hardcore trail riding. However, if the bike does not have the type of wheels that you prefer then you can quickly change them out for something more suitable. Especially considering the budget prices of the listed bike choices.

Wrap Up

As an avid mountain bike enthusiast, I cannot stress enough the freedom that such a bike offers. Riding a mountain bike let you soak up untouched, pristine wilderness while honing your riding skills. The above bikes are some of the best women’s mountain bikes under 200. The affordability of the bikes let you immediately try out the sport to see if you enjoy the ride. Any of the above mountain bikes will work for most individuals. After you fall in love with the sport, you can always upgrade to a more expensive mountain bike model or simply focus on the bicycle that you have by adding accessories. 

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